/* McKinley Claims Solutions — palette from the MCS logo: black #141414, gold #B39A5E.
   Gold is decorative on white; use --gold-dk for small text/links on white (contrast >= 4.5:1). */
:root{
  --ink:#141414; --ink-2:#232323; --gold:#B39A5E; --gold-lt:#CDB57E; --gold-dk:#75602F;
  --text:#1d1d1f; --muted:#55575c; --line:#e4e1da; --bg-soft:#f6f4ef; --cream:#fbf8f1;
  --radius:12px; --max:1140px;
  --font: system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --font-head: Montserrat,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--font);color:var(--text);line-height:1.6;font-size:1.0625rem;background:#fff}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--gold-dk)}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
h1,h2,h3{color:var(--ink);line-height:1.2;margin:0 0 .6em;font-family:var(--font-head);font-weight:750}
h1{font-size:clamp(2rem,5vw,3.2rem);letter-spacing:-.02em}
h2{font-size:clamp(1.55rem,3.4vw,2.2rem);letter-spacing:-.01em}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{width:min(100% - 2.5rem,var(--max));margin-inline:auto}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:.75rem 1rem;z-index:100}
.skip:focus{left:1rem;top:1rem}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.hidden{display:none}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:saturate(1.2) blur(6px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px}
.brand{display:flex;align-items:center;text-decoration:none}
.brand img{height:52px;width:auto}
.nav{display:flex;align-items:center;gap:1.25rem}
.nav-links{display:flex;gap:1.25rem}
.nav-links a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.nav-links a:hover{color:var(--gold-dk)}
@media (max-width:960px){.nav-links{display:none}}
@media (max-width:640px){.brand img{height:40px}.nav .btn-text{display:none}.nav .btn{padding:.6rem .9rem}}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.8rem 1.3rem;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;line-height:1.2;min-height:48px;font-family:inherit}
.btn svg{width:18px;height:18px;flex:none}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:var(--ink-2);color:#fff;box-shadow:0 0 0 3px var(--gold)}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{background:var(--gold-lt);color:var(--ink)}
.btn-light{border-color:rgba(255,255,255,.8);color:#fff;background:transparent}
.btn-light:hover{background:#fff;color:var(--ink)}

/* Hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(179,154,94,.22),transparent 60%),linear-gradient(170deg,#0f0f0f 0%,#1c1c1c 100%);color:#e6e3dc}
.hero .wrap{padding:4.5rem 0 4rem;display:grid;gap:2.5rem;grid-template-columns:1.25fr .85fr;align-items:center}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--gold-lt)}
.hero .eyebrow{color:var(--gold-lt)}
.hero .lead{font-size:1.18rem;max-width:40rem;color:#d4d0c7}
.cta-row{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.5rem 0 1rem}
.hero-contact{font-size:.98rem;color:#bdb8ad}
.hero-contact a{color:#fff;font-weight:600}
.hero-card{background:#fff;color:var(--text);border-radius:var(--radius);padding:1.5rem 1.5rem 1.25rem;box-shadow:0 24px 60px rgba(0,0,0,.35);border-top:4px solid var(--gold)}
.hero-card h2{font-size:1.05rem;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-dk);margin-bottom:.5rem}
.cred-list{list-style:none;padding:0;margin:0}
.cred-list li{padding:.6rem 0;border-bottom:1px solid var(--line);display:flex;gap:.65rem;font-weight:600;font-size:.98rem}
.cred-list li:last-child{border-bottom:0}
.cred-list li::before{content:"";flex:none;width:.55rem;height:.55rem;background:var(--gold);transform:rotate(45deg);margin-top:.55rem}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr;padding:3rem 0}}
@media (max-width:640px){.hero .cta-row .btn{width:100%}}

.eyebrow{display:inline-block;font-size:.8rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dk);margin-bottom:.75rem}

/* Trust strip */
.trust{background:var(--cream);border-bottom:1px solid var(--line)}
.trust ul{list-style:none;margin:0;padding:1rem 0;display:flex;flex-wrap:wrap;gap:.5rem 1.5rem;justify-content:center;font-weight:650;color:var(--ink);font-size:.9rem}
.trust li::before{content:"";display:inline-block;width:.5rem;height:.5rem;background:var(--gold);margin-right:.55rem;transform:rotate(45deg);vertical-align:.1em}

/* Sections */
section{scroll-margin-top:80px}
.section{padding:4.5rem 0}
.section.alt{background:var(--bg-soft)}
.section.dark{background:var(--ink);color:#d9d5cc}
.section.dark h2,.section.dark h3{color:#fff}
.section.dark .eyebrow{color:var(--gold-lt)}
.section-head{max-width:48rem;margin-bottom:2.25rem}
.section-head p{color:var(--muted);font-size:1.1rem}
.section.dark .section-head p{color:#bdb8ad}
.grid{display:grid;gap:1.25rem}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
@media (max-width:900px){.grid-3{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.grid-3,.grid-2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem}
.card p:last-child{margin-bottom:0}
.service-card{border-top:3px solid var(--gold)}
.service-card .tagline{font-size:.8rem;font-weight:750;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dk);margin-bottom:.4rem}
.service-card ul{margin:.25rem 0 0;padding-left:1.1rem;color:var(--muted);font-size:.97rem}
.note{font-size:.92rem;color:var(--muted)}
.callout{border-left:4px solid var(--gold);background:var(--cream);padding:1rem 1.25rem;border-radius:0 10px 10px 0;margin-top:1.75rem}
.callout p{margin:0}

/* Audiences (dark section) */
.aud{background:var(--ink-2);border:1px solid #333;border-radius:var(--radius);padding:1.5rem}
.aud p{margin:0;color:#cfcac0}

/* Steps */
.steps{list-style:none;padding:0;margin:0;counter-reset:s;display:grid;gap:1.25rem;grid-template-columns:repeat(4,1fr)}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem}
.steps li::before{content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--ink);color:var(--gold-lt);font-weight:800;margin-bottom:.9rem}
.steps p{margin:0;color:var(--muted)}
@media (max-width:960px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* About */
.about{display:grid;grid-template-columns:300px 1fr;gap:2.5rem;align-items:start}
@media (max-width:860px){.about{grid-template-columns:1fr}}
.portrait{border-radius:var(--radius);background:linear-gradient(165deg,#141414,#2a2a2a);display:grid;place-items:center;color:#fff;text-align:center;padding:2.25rem 1.5rem}
.portrait img{width:110px;margin:0 auto 1rem}
.portrait strong{display:block;font-size:1.3rem;font-family:var(--font-head)}
.portrait span{color:#bdb8ad;font-size:.95rem}
.about-creds{margin-top:1.25rem}
.about-creds h3{font-size:1rem;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-dk)}

/* Area */
.area{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:center}
@media (max-width:860px){.area{grid-template-columns:1fr}}
.pill-list{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.5rem}
.pill-list li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:.4rem .95rem;font-weight:600;color:var(--ink);font-size:.95rem}
.fortified-note{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem 1.5rem}
.fortified-note p{margin:0}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:10px;background:#fff;margin-bottom:.75rem}
.faq summary{cursor:pointer;padding:1.1rem 1.25rem;font-weight:700;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--gold-dk)}
.faq details[open] summary::after{content:"−"}
.faq .answer{padding:0 1.25rem 1.1rem}
.faq .answer p:last-child{margin-bottom:0}

/* Contact */
.contact{display:grid;grid-template-columns:.85fr 1.15fr;gap:2.5rem}
@media (max-width:860px){.contact{grid-template-columns:1fr}}
.contact-methods{list-style:none;padding:0;margin:0 0 1.5rem}
.contact-methods li{margin-bottom:1rem}
.contact-methods a,.contact-methods strong{font-size:1.2rem;font-weight:700;color:var(--ink);text-decoration:none;overflow-wrap:anywhere}
.contact-methods a:hover{color:var(--gold-dk);text-decoration:underline}
.contact-methods span{display:block;font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;font-weight:700}
form .field{margin-bottom:1rem}
label{display:block;font-weight:650;color:var(--ink);margin-bottom:.35rem}
label .opt{font-weight:400;color:var(--muted);font-size:.9rem}
input,select,textarea{width:100%;font:inherit;font-size:16px;padding:.75rem .85rem;border:1.5px solid #c9c4b8;border-radius:8px;background:#fff;color:var(--text)}
input:focus,select:focus,textarea:focus{border-color:var(--ink);outline:3px solid rgba(179,154,94,.45);outline-offset:0}
textarea{min-height:130px;resize:vertical}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:0 1rem}
@media (max-width:560px){.form-row{grid-template-columns:1fr}}
form .btn{width:100%}

/* CTA band */
.cta-band{background:var(--gold);color:var(--ink);padding:2.75rem 0}
.cta-band .wrap{display:flex;flex-wrap:wrap;gap:1.25rem;align-items:center;justify-content:space-between}
.cta-band h2{margin:0;font-size:clamp(1.35rem,3vw,1.9rem)}

/* Footer */
.site-footer{background:#0d0d0d;color:#b3aea3;padding:3rem 0 2rem;font-size:.92rem}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem;margin-bottom:2rem}
@media (max-width:760px){.footer-grid{grid-template-columns:1fr}}
.footer-logo{height:56px;width:auto;margin-bottom:1rem}
.site-footer h3{color:#fff;font-size:1rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:.45rem}
.legal{border-top:1px solid rgba(255,255,255,.12);padding-top:1.5rem;font-size:.82rem;color:#8f8a80}
.legal p{margin:0 0 .5rem}

.simple-page{padding:4rem 0;min-height:60vh}
.simple-page .wrap{max-width:46rem}

/* Mobile sticky call bar (iPhone) */
.callbar{display:none}
@media (max-width:640px){
  .callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--ink);padding:.5rem .6rem calc(.5rem + env(safe-area-inset-bottom));gap:.5rem;box-shadow:0 -6px 20px rgba(0,0,0,.25)}
  .callbar .btn{min-height:46px;padding:.6rem}
  body.has-callbar{padding-bottom:72px}
}

/* Headshot */
.headshot{margin:0;border-radius:var(--radius);overflow:hidden;background:var(--ink);max-width:360px}
.headshot img{width:100%;height:auto;aspect-ratio:4/5;object-fit:cover}
.headshot figcaption{padding:1rem 1.25rem;color:#bdb8ad;font-size:.92rem}
.headshot figcaption strong{display:block;color:#fff;font-family:var(--font-head);font-size:1.15rem}
@media (max-width:860px){.headshot{margin-inline:auto}}

/* QR code (white quiet zone is baked into the image; keep the white card around it) */
.qr{margin:0;display:inline-block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:.75rem;text-align:center}
.qr img{width:180px;height:180px;image-rendering:auto}
.qr figcaption{font-weight:700;color:var(--ink);font-size:.95rem;margin-top:.35rem}
@media (max-width:560px){.qr img{width:160px;height:160px}}

/* Track record (results) */
.stats{list-style:none;margin:0 0 1.75rem;padding:0;display:grid;grid-template-columns:repeat(6,1fr);gap:1rem}
.stats li{background:var(--cream);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--radius);padding:1.1rem 1rem;display:flex;flex-direction:column;gap:.35rem}
.stats strong{font-family:var(--font-head);font-size:2rem;line-height:1.05;color:var(--ink);font-weight:800}
.stats span{font-size:.9rem;color:var(--muted);line-height:1.4}
@media (max-width:1060px){.stats{grid-template-columns:repeat(3,1fr)}}
@media (max-width:560px){.stats{grid-template-columns:1fr 1fr}.stats strong{font-size:1.6rem}}
.featured-firm{background:var(--ink);color:#d9d5cc;border-radius:var(--radius);padding:1.4rem 1.6rem;margin-bottom:1.25rem;border-left:4px solid var(--gold)}
.featured-firm .tagline{font-size:.8rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-lt);margin:0 0 .45rem}
.featured-firm p{margin:0}
.featured-firm strong{color:#fff}
.results-detail .card{border-top:3px solid var(--gold)}
.results-detail .card p{color:var(--muted)}
.results-note{margin:1.25rem 0 0}
.testimonial{margin:1.25rem 0 0;background:var(--cream);border-left:4px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;padding:1.4rem 1.6rem}
.testimonial blockquote{margin:0}
.testimonial blockquote p{margin:0;font-size:1.08rem;color:var(--ink);font-style:italic;line-height:1.6}
.testimonial figcaption{margin-top:.75rem;font-weight:700;color:var(--gold-dk);font-size:.95rem}